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  • Safeguards Rule notification requirement now in effect
    por Lesley Fair el 14 de mayo de 2024 a las 15:20

    By Lesley Fair If your business is covered by the FTC’s Gramm-Leach Bliley Safeguards Rule, an amendment to the Rule that requires covered companies to report certain data breaches and other security events to the FTC is now in effect – and we’ve made it easy for you to report. Read more >

  • Aqua Finance’s sales, financing, and FCRA practices land company in hot water
    por Lesley Fair el 2 de mayo de 2024 a las 14:36

    By Lesley Fair Aqua Finance provided financing for water treatment equipment sold door-to-door by dealers. But according to the FTC, the company filtered out the truth and left a sediment of deceptive and unfair financing practices that put many consumers in unexpected debt and made it more difficult for some of them to sell their homes. The result: a proposed $43.6 million settlement with tough injunctive provisions that will change how the company does business going forward. Even if financing isn’t part of your business, read on for details about how the FTC says Aqua Finance also violated the Fair Credit Reporting Act, including a first-of-its-kind complaint allegation. Read more >

  • BlueSnap complaint alleges unfair payment processing and credit card laundering: Don’t lather, don’t rinse, and definitely don’t repeat
    por Lesley Fair el 1 de mayo de 2024 a las 05:28

    By Lesley Fair According to Aesop, you’re known by the company you keep. Put in the FTC context, you’re known by the companies you keep as clients. That’s the message of a $10 million proposed settlement with payment processing company BlueSnap, Inc., a related corporate defendant, former CEO Ralph Dangelmaier, and Senior Vice President Terry Montieth. Read more >

  • Small businesses: FTC has your back this week – and every week
    por Samuel Levine el 29 de abril de 2024 a las 13:28

    By Samuel Levine We’re delighted to celebrate National Small Business Week from April 28th to May 4th. The FTC is proud to champion the interests of small businesses throughout the year by challenging unfair or deceptive practices and unfair methods of competition. Here are seven recent examples of how the FTC works to ensure that small businesses get a fair shake in the marketplace. Read more >

  • Some home truths about Williams-Sonoma’s deceptive Made in USA claims
    por Lesley Fair el 26 de abril de 2024 a las 15:11

    By Lesley Fair We usually wait until the end of a Business Blog post before offering a compliance pointer or two. But this time let’s lead off with two lessons that companies can learn from the FTC’s record-setting $3.17 million settlement with home and kitchenware company Williams-Sonoma. First, don’t make deceptive Made in USA claims. Second, once you sign an FTC order settling charges that you falsely advertised foreign-made items as Made in USA, don’t make those same misrepresentations again. Read more >

Últimas Noticias

01.

Recursos Legales

Los latinos en Estados Unidos nunca han estado solos, actualmente existen distintos recursos para ayudarlos en su estadía en el país del norte.

02.

Crédito Personal

Tener mínimo 18 años de edad. Contar con un documento de identificación. Normalmente, exigen el SSN, conocido también como Número de Seguro Social, pero también, existen opciones de préstamos con ITIN que pueden funcionarte. Es posible que además te soliciten comprobante de tener una cuenta bancaria.

03.

Crédito de Negocio

  1. Su historial de pago juega un papel importante al determinar su puntaje de crédito.
  2. Trate de mantener sus saldos por debajo del 30% de su crédito total disponible.
  3. Mantener abiertas las cuentas de tarjetas de crédito antiguas puede mejorar su salud crediticia.
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